Based on the adhesion of insurance contract, specialty of insurance, and asymmetrical information, it is necessary to contract the excluding clauses for contract justice and healthy development of insurance industry. 但基于保险合同的附和性、保险专业性以及保险信息不对称的因素,有必要对保险合同中的除外条款予以控制,以达合同正义与保险业健康发展之功效。
It's the premise that adhesion clauses had been written into adhesion contract when explanations and regulations occur, at the same time, it's the foundation of the effect of adhesion clauses. 格式条款订入合同是规范和解释格式合同的前提,也是格式条款效力的基础。
Insurance companies, as the insurer, after the befalling of risks, often misuse their right to terminate a contract to shirk their responsibility of compensation by taking an advantage of their higher position, the adhesion contract and the lack of insurance knowledge of the insured. 作为保险人的保险公司在风险发生后,常常借助于其强势地位,利用格式合同以及广大投保人保险知识的缺乏了解,滥用其合同解除权以达到逃避赔偿责任的目的。
The real problem with adhesion contracts is that the weaker party does not assent to all of the contract provisions. 附合合同的真正问题是较弱的一方并不同意所有的合同条款。